About these terms
These terms concern use of Sell My Life Policy Town, the educational website intended for sellmylifepolicytown.com. "We," "us," and "our" refer to the website operator. The website name does not establish a separate legal entity, a registered DBA, a professional license, or an approved referral arrangement.
These terms describe the website's permitted use and limitations. They do not replace an outside company's agreement or override rights that applicable law protects.
General education only
This is an educational website. Its purpose is to help you understand life settlements and prepare to speak with an appropriately licensed life-settlement partner about whether selling your policy is an option. The website does not act as a licensed broker or provider, and no partner contact service is currently connected.
The website does not buy or value policies, seek or compare offers on your behalf, negotiate transactions, or provide individualized insurance, life-settlement, investment, legal, or tax advice. Reading a page does not create an adviser, broker, agent, fiduciary, attorney-client, or other professional relationship.
Speak with your insurer and appropriately licensed professionals where required. Consult your own legal, tax, and benefits advisers before making a decision. Verify a professional's role and required licenses with your state insurance department.
No promised offer or outcome
Information on this website is not an offer to buy a policy, a recommendation to sell, or a determination that you or your policy qualify for a transaction. No eligibility, valuation, payout, tax result, cost, or financial outcome is promised.
Selling a policy can affect beneficiaries, coverage, taxes, public assistance, and the handling of personal or medical information. Consider alternatives and the consequences for your own circumstances. Rules, requirements, and available services can differ by state and can change.
Contact options and outside companies
Online information requests, telephone contact, scheduling, and webinar registration are not currently available. Do not send personal, medical, policy, identity, or payment information to this website.
The planned contact paths will direct you to landing pages and forms hosted by the receiving businesses. Any displayed contact phone number will connect callers directly to the receiving business. That business, not this website, will receive information submitted through its hosted page or form and handle its calls. This website does not operate those application forms or call intake services.
The receiving business's identity, required licensing, privacy terms, and any referral or compensation relationship must be verified and disclosed before that contact path opens. No receiving-business arrangement is established by these terms.
Outside companies have their own agreements and privacy practices. Review them before using their services or submitting information. A link does not guarantee a company's licensing, suitability, conduct, or results. Any duties imposed on this website's operator by law remain applicable.
Ploy and privacy
Ploy supplies the website platform. Its documentation describes automatic analytics and visitor identification on published Ploy sites. Those features are separate from another business receiving form submissions or calls. Hosting inquiry pages elsewhere does not disable Ploy's processing of visits to this website. The privacy policy explains the documented features and the items that still need verification.
Ploy's role does not transfer all privacy responsibility away from the website operator. These terms do not waive statutory privacy rights or constitute consent to data uses that require a separate choice under applicable law.
Appropriate use and website content
Use the website lawfully. Do not attempt to gain unauthorized access, introduce harmful code, impersonate another person, disrupt the site, or interfere with its security or availability.
You may read the website and share links for personal, noncommercial educational purposes. Do not assume that text, photographs, logos, or other materials may be reproduced or used commercially without the relevant rights holder's permission. Applicable legal exceptions remain available.
Consumer resources and source organizations do not endorse this website merely because their materials are cited. Illustrative photographs are not evidence of actual clients, transactions, or outcomes.
Accuracy, availability, and legal limits
We aim to provide useful general education, but information may be incomplete, become outdated, or not apply to a particular person. Verify important information with current authoritative sources and qualified professionals. Do not rely on the website as the sole basis for an insurance or financial decision.
Access may be interrupted, and pages may change. No guarantee of uninterrupted access, a specific transaction, or a particular result is made.
To the extent permitted by applicable law, general website information is provided without a warranty of suitability for an individual's circumstances. Nothing in these terms excludes liability that cannot lawfully be excluded, excuses unlawful conduct, or removes rights that applicable law protects. Any additional liability or dispute provisions require qualified review before being added.
Changes and contact
A contact email or mailing address for this website is not currently available. A receiving business's phone number or form, if added, is for its own services and is not this website operator's privacy or legal contact. Any contact methods required by applicable law must still be provided.
These terms do not impose a mandatory arbitration requirement or a class-action waiver. They do not select a particular state law or court.
Changes to these terms will be reflected in their revision date and communicated and applied as required by law. A privacy policy, these terms, the website name, and an educational disclaimer do not by themselves establish regulatory approval or an exemption from applicable requirements.